Capital Readiness Screening™ · Free · Self-reported
Find Potential Readiness Gaps Before a Lender Does
A structured first look across the financial, banking, credit, compliance, and operational conditions that can affect a business when it pursues capital. Answer a set of straightforward questions and see where your business may stand before you speak with a lender.
A good business can still run into problems during the capital process, because profitability alone does not tell the whole story. Many owners know their business well but may not know which conditions deserve attention first. This screening helps you see them early.
Free. Self-reported. Provisional screening insight only.
What this is, and is not
No documents required. Nothing to upload to get started.
No credit is pulled. This is not a credit inquiry.
No funding decision is made. Not approval, matching, or underwriting.
Self-reported insight only. A provisional first look, not a verified assessment.
Five reported readiness areas, one clear screening profile
The screening reviews five self-reported conditions that lenders commonly consider. Each area is scored, then combined into a single 0 to 100 Screening Indicator that shows where attention may be warranted before you seek capital.
Reported Financial Condition
Revenue, profitability, and cash remaining after operating costs and existing debt, as reported by you.
Reported Banking Condition
How the operating account behaves: overdrafts, positive balances, and the reserve typically maintained.
Reported Credit Condition
Guarantor credit range, revolving usage, and any recent derogatory history, as you describe it.
Reported Identity & Compliance
Good standing, current licenses and permits, consistent business details, and required insurance.
Reported Operational Practices
Bookkeeping, reconciliation, financial review cadence, and how readily you can explain your numbers.
One 0 to 100 Screening Indicator
The five areas combine into a single indicator built on self-reported inputs. It is not underwriting, approval, lender matching, or a verified assessment.
Three simple steps
- 1
Answer the questions
Straightforward, self-reported inputs across the five conditions. No documents, no credit pull.
- 2
See your screening profile
Get your 0 to 100 Screening Indicator with a read on each reported area.
- 3
Decide whether to verify
Use the first look to decide if an evidence-supported assessment is your next step.
Free Screening, then Verified Assessment
The distinction is simple and explicit. Screening tells us what the applicant reports. Verification tells us what the evidence supports. Start with the free first look, then decide if a deeper, evidence-backed review is worthwhile.
Free Screening
What the applicant reports.
- Fast, self-reported first look
- No documents and no credit pull
- 0 to 100 Screening Indicator across five areas
- Low friction, clear, and provisional
Verified Capital Readiness Assessment™
What the evidence supports.
- Evidence-supported analysis, not self-report alone
- Reviews documentation behind the reported conditions
- A deeper read to consider when you are ready
- The considered follow-on to your free first look
Get a First Look at My Capital Readiness
A structured first step, not a funding decision. No documents, no credit pull, no lender matching. Just a clear, provisional read on where your business may stand.
Self-reported. Provisional screening insight only. Not underwriting, approval, or a guarantee.
